First Home Buyer Loans Australia — Levata Finance

First Home Buyers

Your first home starts with the right guidance.

Buying your first home can feel overwhelming. We make it simple — walking you through your borrowing power, deposit requirements, government grants and every step of the approval process in plain English.

First Home Buyer Support

Step-by-step support from first question to settlement day.

As a first home buyer, the lending process can feel like a foreign language — LVR, LMI, offset accounts, fixed vs variable, conditional approval. Where do you even begin?

At Levata Finance, we start from the beginning. We'll explain everything clearly, help you understand what you can genuinely borrow, guide you through the government schemes that may apply to you, and support you all the way through to the day you pick up your keys.

Your first home is a major milestone. Let's make sure you start it with the right structure in place.

  • Calculating your genuine borrowing power before you start searching
  • Understanding deposit requirements and Lenders Mortgage Insurance (LMI)
  • First Home Owner Grant (FHOG) — checking your state-based eligibility
  • First Home Guarantee — 5% deposit with no LMI for eligible buyers
  • Help to Buy and shared equity scheme options
  • Stamp duty concessions for eligible first home buyers
  • Preparing your application for the strongest possible result
  • Settlement support and post-settlement review

Government schemes we can help you navigate

  • First Home Guarantee (5% deposit, no LMI)
  • First Home Owner Grant (FHOG) — state-specific
  • Help to Buy shared equity scheme
  • Stamp duty concessions — state-specific
  • Family Home Guarantee for single parents

General advice only. Scheme eligibility depends on individual circumstances, income thresholds and property price caps. Please confirm eligibility with Silvio during your lending review. Levata Finance Group Pty Ltd | CR 579599 of ACL 391209.

Check your borrowing power today

Book a no-obligation 30-minute first home buyer consultation with Silvio. We'll cover your borrowing power, deposit options, grants and clear next steps.

Book a Free Consultation

30 mins • No obligation • Mon–Fri 9am–5pm AEST

Prefer to call?

0404 075 083

Levata Finance Group Pty Ltd is a Credit Representative (No. 579599) authorised under Australian Credit Licence No. 391209. Information on this page is general in nature and does not constitute credit advice. Government scheme eligibility, income thresholds and property price caps are subject to change. Please confirm your eligibility during your lending review.